NEW TO CANADA
If you are planning to buy your first home it’s a big change and I can make that process easy. Biggest considerations for Canadians who are ready to buy a house is credit history and the down payment part. You do not need to worry. I am here to save you from the trouble on credit, and all the paperwork. I can streamline all that process for you and if you do not have any established credit, we can still help you qualify for a mortgage with three months of employment history and by demonstrating credit worthiness to your lender in other ways some of which are Proof of timely rental payments and one alternate credit payments l such as utilities, telephone, cable, insurance premiums, along with a bank reference letter, A valid work permit or landed immigrant status.
It is always a good idea to start establishing your credit in Canada as soon as you can. A down payment of 5% is the minimum, although a larger down payment may be required. I can help you to acquire your dream home smoother; I’ll advise you on the paperwork you need to apply for a mortgage.